5 Most Effective Ways for How to Get Out of Debt

5 Most Effective Ways for How to Get Out of Debt

5 Most Effective Ways for How to Get Out of Debt

Five things you have to get rid of to become debt-free.  

Yes, you can do it. You can be debt-free.  I know that you want to and I have done it before. And I'm going to show you exactly how you can do it too.

I'm going to share with you my true secrets on how  I became debt-free and got to millionaire status using these same tactics. 

Galeri Loker going to share  with you the easiest thing that you can do to increase your personal wealth. And last but not  least, I'm going to share with you the number one thing that poor people buy that they shouldn't  that keeps them poor. 

So, let's talk about all of the benefits that there are to becoming debt-free  because it really is amazing. 

When you can pay off your cars, your houses, your mortgages, and all of  the debts on your credit report, you can start to do things that you want to do. 

Because you're not tied to having all of these bills to pay.  

I know that most of us feel like we have to work  a job and we have to earn an income because we have debts and we have bills to pay. 

But if we are  able to decrease our debts and maybe even become debt-free that can lead to a place where we do not  have to work maybe or we don't have to work that job. 

We can do something that we enjoy. But let me be clear. I am not talking about sacrifice here.  

I believe in abundance. You guys know, Noelle is  all about abundance. I am a millionaire and I live a great life. And I think that you should too. 

But  being in debt stops some of us from going from our dreams. 

So, we really need to get to a place where  we can manage our debts, manage our finances so that we have the freedom to start going after the  things that we want to go for. 

So, let me tell you how you can do that because it's amazing. 

So, the  number 1 thing that you need to get rid of if you really want to get debt-free is gadgets. 

So many  people love buying the latest gadgets, the latest new technologies, new smartphones, new TVs with  glasses in 3D and all of the latest and greatest gadgets. And most of these gadgets really do not  serve our lives and they keep us in debt. 

Many of us use credit cards or spend our hard-earned  money on gadgets, things that we just do not need. 

Blenders that do this and face creamers  and brushes that do all of these fun things.  

But we really do not need them. If you look back  in human history, we did not need all of those gadgets and electronics and little things that do  fun things for us. And in fact, it's a really big waste of money. 

So, let's talk about how to  get rid of that. And let's get to the second thing because it's probably one that all of us do.  

Number 2 thing that you need to get rid of is that shopping habit. 

So many of us love to go shopping.  We enjoy going to stores, going to malls, cruising amazon and other sites where we can just  buy stuff. 

And honestly, it is such a waste of money and it is not going to get you to the place where you are debt-free. 

You're going to have to start putting your money towards paying down your  debts or investing in yourself. And buying things and just buying stuff is a bad habit that so many  people have. In fact, I know that I had it. 

When I worked the job, I used to go shopping and say that  it was like me getting some gratification or I had earned being able to shop and go buy some clothes  or shoes or purses or whatever it is that I wanted to buy. 

Because I like having new things to wear to work and to go with my friends or even to go to the airport. It is an absolutely ridiculous thing to do. 

If you really want to become debt-free, you have to stop buying stuff. You have to get  to a place where you don't buy things sometimes for months on end. There's times when I don't buy  any clothes, any shoes, any socks, any underwear. 

Nothing. I didn't really buy anything for months  on end because I realized I did not need to buy  

all of that stuff. Number 3, eating out. Eating  out sounds like such a fun thing and it's a great pastime for many people. In fact, I know people  that enjoy eating out all the time because it's a place you can be social, it's a place where you  can meet friends, it's a place where you can talk.  

But eating out is an absolute disaster for your  finances especially if you're trying to become debt-free and earn more money. If you really  want to earn more money and become debt-free, you're going to have to cut out all of the waste.  

And one of the ways that we waste a lot of money is by eating out. If you really want to become  debt-free, you're going to have to start buying food and cooking it in your home because it's a  lot more economical it makes more sense and it saves more money. 

You really want to start saving  more of your money and putting it somewhere else if you're going to be debt-free. So, no more eating out. 

Number 4, buying new everything.  

Everything you have to buy does not have to  be new. And this is the thing that poor people do and they really do not understand. You do not have to buy new clothes and new furniture or new cars or new houses. 

I know, we love new construction and that new car smell and the way that that plastic smells when it's all new and awesome. 

But I am telling you, you are not going to become debt-free if you have to buy new everything. Noelle is a millionaire today. 

I make millions of dollars per year. I have millions of dollars in the bank. I have lots of employees and companies and I still do not buy new everything.  I still buy used clothes and used cars and even use houses. 

I don't have to have new everything.  And buying new everything means you are paying the most for it. Think about this for a second. 

It's a simple concept in economics called inflation.  

Meaning, as time goes on, the cost of everything goes up. 

So, for example, if you're buying a new house or a new car, the materials to make that  thing cost more than it did 10 years ago. 

So, you again are always paying the most that you can  pay for an item when you are buying it new. 

So, just think about that for a second. You do not  need new everything and it is a very bad habit that poor people love to do. 

So, make sure  you comment below and tell me what you think about the 4 things that I just shared. 

Number 5 is  absolutely amazing but the 4 that I just mentioned are incredible and they are easy things for  you to do. 

So, tell me below which one of those 4 things that I just said means the most to  you. I read all of the comments. Comment below.  

Number 5. And this is the absolute hardest thing for people to do. Sell everything. Yeah, I get it.  

Sell the house that you live in. Sell the clothes that you have. 

Sell your cars. Start to sell the things that you do not use especially. 

Most of us have just too much stuff and we hold on to things.  

We get storage units. We put stuff in our garages,  in our closets. 

We buy these Tupperware bins and we shove all of our clothes in there we shove them under the bed. Stop doing that. 

You need to start selling those items and making money off of the things that you've already spent money on.  

That way you are starting to get money back in for the things that you already have.  

I know. It's a little bit difficult for some of us to start partying with things that we have. 

But listen to me. I am a millionaire. 

I'm literally going to sell the clothes that you see me wearing. 

I buy things and I sell them. I'll buy 500-dollar  and 1000-dollar shoes. I sell them. 

I may buy a target dress that cost me $10. I'm still going to sell it. Sell everything. 

Start to make money off the things that you have so that you can  start bringing in revenue and become debt-free.  

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